The leadership of Janata Bank PLC descended upon Rangpur today, delivering a clear and sharp message to its regional managers: Stop the bad loans, and start reading your customers.
During the Divisional Branch Managers’ Conference, Chairman Muhammed Fazlur Rahman CSP laid out a no-nonsense strategy for lending. His core directive wasn’t just about collateral or paperwork; it was about psychology: Managers must assess a customer’s genuine “will to repay” before handing out a loan. The focus, he stressed, must be on identifying truly good customers and ensuring every penny is collected on time.
Managing Director Md. Mojibur Rahman reinforced the tough line, calling on managers to double down on recovering delinquent loans and to aggressively secure low-interest deposits.
- The message is clear: The bank is prioritizing financial discipline and risk management. With the Chairman demanding smarter lending and the MD demanding quick action on defaults, Janata Bank’s Rangpur team is now on notice to tighten up operations and stick strictly to the rulebook
