The leadership of Janata Bank PLC descended upon Rangpur today, delivering a clear and sharp message to its regional managers: Stop the bad loans, and start reading your customers. During the Divisional Branch Managers’ Conference, Chairman Muhammed Fazlur Rahman CSP laid out a no-nonsense strategy for lending. His core directive wasn’t just about collateral or paperwork; it was about psychology: Managers must assess a customer’s genuine “will to repay” before handing out a loan. The focus, he stressed, must be on identifying truly good customers and ensuring every penny is…
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